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COLLECTIONS

Collections Recovery Engine

The same multi-state bail bonds operator: collections division, $38M receivables book

Related engagement: Bail Bonds SaaS Platform, the first engagement with this operator

1.2% → 4.7%

recovery rate on dormant accounts

THE PROBLEM

Dormant accounts sat at the bottom of the queue. The team worked whatever was newest and most likely to answer, and the aged book received no systematic outreach. Recovery on those accounts was low, not because they were unrecoverable, but because nobody was working them.

BEFORE
  • Dormant accounts sat at the bottom of the queue
  • The team worked whatever was newest, not what was most recoverable
  • No systematic outreach on the aged book
WHAT WE DEPLOYED
  1. Book segmentation01
  2. AI outreach02
  3. Prioritization03
  4. Recovery04

AI-Driven Outreach

Automated, consistent outreach to dormant accounts.

  • Works every account in the aged book instead of waiting on a human queue
  • Runs on a consistent cadence without manual triggering
  • Logs every touch back to the account record

Account Prioritization

Scores and ranks the dormant book so effort lands where recovery is most likely.

  • Ranks dormant accounts by likelihood of recovery
  • Reorders the queue as accounts respond
  • Concentrates collector attention on ranked accounts, not guesses
THE RESULT

The aged book is no longer ignored. Every dormant account gets worked on a systematic cadence, the queue reprioritizes itself as accounts respond, and the team spends its time on the accounts the engine ranks highest.

$38M

receivables book covered by the engine

Systematic

every dormant account worked on a cadence

It found money we had already written off. The impact was immediate and measurable.
Principal, collections operation, $38M receivables book

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